Terms & Conditions

1. Definitions and Interpretation

In these Terms & Conditions, unless the context otherwise requires:

• "atm42", "we", "us", or "our" refers to the operator of the website located at https://atm42.cam and all associated services.
• "User", "you", or "your" refers to any individual who accesses, registers for, or uses the atm42 platform.
• "Account" means the personal gaming account created by a User upon successful registration with atm42.
• "Services" refers to all gaming, betting, and ancillary services provided by atm42, including but not limited to casino games, live dealer games, sports betting (including bandar bola markets), togel (Indonesia's traditional numbers lottery), slots, and promotional offerings.
• "Deposit" means any transfer of funds by a User into their atm42 Account for the purpose of wagering.
• "Withdrawal" means any transfer of funds from a User's atm42 Account balance to the User's designated bank account or e-wallet.
• "Bonus" refers to any promotional credit, free bet, cashback, or other incentive offered by atm42 subject to specific terms and wagering requirements.

2. Acceptance of Terms

By accessing the atm42 website, creating an Account, or using any of our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, as well as our Privacy Policy and Responsible Gaming policy. If you do not agree with any part of these terms, you must not use our Services.

We reserve the right to amend, modify, or update these Terms & Conditions at any time without prior notice. Any changes will be posted on this page with an updated "Last Updated" date. Continued use of the atm42 platform following any changes constitutes your acceptance of the revised terms.

3. Eligibility

To register for and use the Services provided by atm42, you must meet the following eligibility criteria:

• You must be at least 21 years of age. atm42 strictly prohibits underage gambling and employs verification measures to prevent minors from accessing the platform.
• You must be a legal resident of Indonesia or physically located in Indonesia at the time of accessing our Services.
• You must be legally capable of entering into binding contracts under the laws applicable in your jurisdiction.
• You must not be prohibited from gambling under any applicable law, regulation, or self-exclusion program.
• You may hold only one Account with atm42. Multiple accounts, duplicate accounts, or accounts created using false or misleading information will be closed, and any associated funds may be forfeited.

atm42 reserves the right to request proof of identity, age, residence, and payment method ownership at any time. Failure to provide requested documentation within a reasonable timeframe may result in Account suspension or closure.

4. Account Registration

To use the full range of Services offered by atm42, you must create an Account by providing accurate, complete, and current information as prompted during the registration process. You agree to:

• Provide your real name, date of birth, residential address, email address, and phone number.
• Select a unique username and secure password for your Account.
• Keep your login credentials confidential and not share them with any third party.
• Notify atm42 immediately if you suspect any unauthorized access to your Account.

You are solely responsible for all activity that occurs under your Account. atm42 will not be liable for any loss or damage arising from your failure to maintain the security of your Account credentials.

5. Deposits and Withdrawals

5.1 Deposits

atm42 supports deposits via major Indonesian banks including BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Permata, and BSI, as well as e-wallets such as OVO, DANA, GoPay, ShopeePay, and LinkAja. All transactions are processed in Indonesian Rupiah (IDR).

Minimum and maximum deposit limits are displayed on the deposit page and may vary by payment method. Deposits are typically credited to your Account instantly, though some payment methods may take longer due to bank processing times.

You warrant that:

• All funds deposited into your atm42 Account are from a legitimate source and belong to you.
• You will not use atm42 for money laundering or any other illegal activity.
• The payment method used is registered in your own name and you have the legal right to use it.

5.2 Withdrawals

You may request a withdrawal of your available balance at any time, subject to the following conditions:

• Your Account must be fully verified in accordance with our Know Your Customer (KYC) and Anti-Money Laundering (AML) policies.
• Any active bonus must be wagered according to its terms before the bonus funds or related winnings can be withdrawn.
• Withdrawals must be made to a payment method registered in your own name. We cannot process withdrawals to third-party accounts.
• Minimum and maximum withdrawal limits apply and are displayed on the withdrawal page.

atm42 aims to process withdrawal requests within 24 hours, though actual transfer times depend on the payment provider. In some cases, additional verification may be required, which may extend processing time.

6. Bonuses and Promotions

atm42 may offer various bonuses and promotions, including welcome bonuses, deposit bonuses, cashback, free bets, and VIP rewards. All bonuses are subject to specific terms and conditions, including:

• Wagering Requirements: Bonus funds typically carry a wagering requirement (e.g., 30x the bonus amount) that must be met before any associated winnings can be withdrawn.
• Eligible Games: Different games contribute differently toward wagering requirements. Slots may contribute 100%, while table games and live dealer games may contribute 10-20%.
• Maximum Bet Limits: While playing with bonus funds, maximum bet limits (typically Rp 50,000 per round) apply. Exceeding these limits may void the bonus and associated winnings.
• Validity Period: Bonuses must be used and wagering requirements completed within the specified timeframe (e.g., 30 days), after which the bonus and any related winnings will expire.
• One Bonus Per Player: Unless otherwise stated, only one active bonus is allowed per Account at any time.

atm42 reserves the right to refuse, cancel, or reclaim any bonus if we suspect abuse, fraud, or violation of bonus terms. Bonus terms are provided at the time of each promotion and should be read carefully before opting in.

7. Use of Services

When using atm42 Services, you agree to:

• Use the Services for personal entertainment purposes only, not for professional or commercial gain.
• Not use any software, bots, automation tools, or exploitative techniques to gain an unfair advantage.
• Not collude with other players or engage in any form of cheating or fraudulent activity.
• Not engage in offensive, abusive, or harassing behavior toward other players or atm42 staff.
• Comply with all applicable laws and regulations governing online gambling in your jurisdiction.

atm42 reserves the right to suspend or terminate any Account that violates these terms, with or without prior notice. In such cases, any remaining balance may be forfeited if fraudulent activity is confirmed.

8. Responsible Gaming

atm42 is committed to promoting responsible gaming practices. We provide a range of tools to help you maintain control over your gambling activities, including:

• Deposit Limits: Set daily, weekly, or monthly limits on how much you can deposit.
• Loss Limits: Define maximum loss amounts over specified timeframes.
• Session Time Limits: Configure alerts or automatic logouts after a predetermined duration.
• Self-Exclusion: Temporarily or permanently close your Account if you feel gambling is negatively affecting your life.
• Reality Checks: Receive periodic reminders of your session duration and balance.

If you believe you or someone you know has a gambling problem, please contact our support team or seek professional help. Gambling should be entertainment, not a way to make money or solve financial problems.

9. Game Rules and Results

All games offered by atm42 are provided by licensed third-party game studios including Pragmatic Play, Evolution Gaming, Microgaming, NetEnt, and others. Each game has its own rules, paytables, and Return to Player (RTP) percentages, which are available in the game's information section.

Game results are determined by certified Random Number Generators (RNG) or, in the case of live dealer games, by physical outcomes (card draws, roulette spins, etc.). atm42 does not manipulate game outcomes. All games are regularly audited by independent testing agencies.

In the event of a system malfunction, disconnection, or error, atm42 reserves the right to void the affected game round and refund the stake. For sports betting, official results from the governing sports body are considered final. In the case of abandoned or postponed matches, standard sportsbook settlement rules apply as detailed in our sportsbook terms.

10. Limitations of Liability

To the fullest extent permitted by law:

• atm42 is provided "as is" without warranties of any kind, either express or implied.
• We do not guarantee uninterrupted, error-free, or secure access to the platform.
• We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Services.
• We are not responsible for losses caused by factors beyond our reasonable control, including internet outages, payment provider failures, or force majeure events.
• Your sole remedy for dissatisfaction with the Services is to discontinue use and close your Account.

Nothing in these terms excludes or limits our liability for fraud, death, or personal injury caused by our negligence, or any other liability that cannot be excluded by law.

11. Intellectual Property

All content on the atm42 platform, including but not limited to text, graphics, logos, images, software, and game content, is the property of atm42 or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit any content without our prior written consent.

12. Privacy and Data Protection

Your privacy is important to us. atm42 collects, uses, and protects your personal information in accordance with our Privacy Policy. By using our Services, you consent to such collection and use as described in the Privacy Policy.

We use industry-standard 256-bit SSL encryption to secure all data transmissions and employ strict access controls to protect your personal information. For full details on how we handle your data, please review our Privacy Policy.

13. Governing Law and Dispute Resolution

These Terms & Conditions are governed by and construed in accordance with international gaming regulations and the laws applicable to the operation of atm42. Any disputes arising from or related to your use of the Services shall be resolved through good-faith negotiation in the first instance.

If a dispute cannot be resolved informally, you agree to submit the matter to binding arbitration or mediation as mutually agreed. Legal proceedings, if necessary, shall be conducted in a jurisdiction mutually agreed upon by both parties.

14. Severability

If any provision of these Terms & Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

15. Contact Information

If you have any questions, concerns, or complaints regarding these Terms & Conditions or your use of atm42 Services, please contact our customer support team:

• Email: [email protected]
• Live Chat: Available 24/7 through the website
• WhatsApp: +62 812 3456 7890

We aim to respond to all inquiries within 24 hours. For urgent matters, live chat is the fastest method of contact.